Philip S. Gibson
- Courses2
- Reviews2
- School: University of the Incarnate Word
- Campus:
- Department: Marketing
- Email address: Join to see
- Phone: Join to see
-
Location:
4301 Broadway
San Antonio, TX - 78209 - Dates at University of the Incarnate Word: February 2014 - November 2017
- Office Hours: Join to see
Biography
University of the Incarnate Word - Marketing
Associate Professor and Financial Advisor
Financial Services
Dr. Philip
Gibson Ph.D., CFP®
Rock Hill, South Carolina
Certified Financial Planner (CFP) and Experienced Associate Professor Of Finance with a demonstrated history of working in the financial services and higher the education industry. Knowledgeable in retirement planning, investments, insurance, and personal finance.
Experience
Texas Tech University
Graduate Part Time Instructor
Philip worked at Texas Tech University as a Graduate Part Time Instructor
Carroll Financial
Financial Advisor
Philip worked at Carroll Financial as a Financial Advisor
Elation Wealth
Former President
Elation Wealth is a virtual, fee-only, financial planning, and investment management firm focused on serving young professionals, educators, and baby boomers.
Winthrop University
Associate Professor of Finance
Philip worked at Winthrop University as a Associate Professor of Finance
Winthrop University
Assistant Professor of Finance
Philip worked at Winthrop University as a Assistant Professor of Finance
University of the Incarnate Word
Assistant Professor of Finance
Philip worked at University of the Incarnate Word as a Assistant Professor of Finance
Education
Texas Tech University
Doctor of Philosophy (Ph.D.)
Texas Tech University
Graduate Part Time Instructor
Prairie View A&M University
BS
Finance
Publications
Investor Sophistication and Target-Date Fund Investing
Journal of Retirement
The Pension Protection Act of 2006 identified target-date funds as an appropriate default investment for defined contribution retirement plans. Using the 2009 National Financial Capability Study, this paper examines the relation between investor sophistication and the decision to primarily invest retirement assets in target-date funds. The results show that Americans with low investor sophistication are 22.2% more likely to primarily use target-date funds to save for retirement, compared to highly sophisticated investors. It is possible that the Pension Protection Act created a positive economic impact given that this paper provides evidence that investors who stand to benefit the most from target-date fund investment are the ones who are more likely to use the product.
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