Experience

Publications

• Spotlight: Anti-Money-Laundering Measures Challenge Global Banks in Mexico

  Dallas Fed/Southwest Economy

• Spotlight: Anti-Money-Laundering Measures Challenge Global Banks in Mexico

  Dallas Fed/Southwest Economy

• Spotlight: Banks Face Growing Cybercrime Threat

  Southwest Economy

  Cybercrime is on the rise in the Eleventh District. This article explores why, as well as the potential impacts of cyber events on banks and their customers.

• Spotlight: Anti-Money-Laundering Measures Challenge Global Banks in Mexico

  Dallas Fed/Southwest Economy

• Spotlight: Banks Face Growing Cybercrime Threat

  Southwest Economy

  Cybercrime is on the rise in the Eleventh District. This article explores why, as well as the potential impacts of cyber events on banks and their customers.

• Spotlight: Anti-Money-Laundering Measures Challenge Global Banks in Mexico

  Dallas Fed/Southwest Economy

• Spotlight: Banks Face Growing Cybercrime Threat

  Southwest Economy

  Cybercrime is on the rise in the Eleventh District. This article explores why, as well as the potential impacts of cyber events on banks and their customers.

• Mexico’s SOFOM Finance Firms Attempt to Broaden Loan Availability

  Southwest Economy/Federal Reserve Bank of Dallas

  The market presence of Mexican finance companies known as SOFOMES has expanded rapidly since the global financial crisis. The firms largely operate as independent outlets and provide financing to small- and medium-sized companies as well as to consumers for larger purchases. Authorities see SOFOMES as a way to expand credit to Mexico’s informal economy.

• Spotlight: Anti-Money-Laundering Measures Challenge Global Banks in Mexico

  Dallas Fed/Southwest Economy

• Spotlight: Banks Face Growing Cybercrime Threat

  Southwest Economy

  Cybercrime is on the rise in the Eleventh District. This article explores why, as well as the potential impacts of cyber events on banks and their customers.

• Mexico’s SOFOM Finance Firms Attempt to Broaden Loan Availability

  Southwest Economy/Federal Reserve Bank of Dallas

  The market presence of Mexican finance companies known as SOFOMES has expanded rapidly since the global financial crisis. The firms largely operate as independent outlets and provide financing to small- and medium-sized companies as well as to consumers for larger purchases. Authorities see SOFOMES as a way to expand credit to Mexico’s informal economy.

• Mexico’s Nascent Fintech Offers Promise, Faces New Rules

  Southwest Economy

  The number of financial technology startups in Mexico has rapidly increased, promising to expand financial services to a large portion of the unbanked population. Officials are hopeful new regulations will aid the industry's development.

• Spotlight: Anti-Money-Laundering Measures Challenge Global Banks in Mexico

  Dallas Fed/Southwest Economy

• Spotlight: Banks Face Growing Cybercrime Threat

  Southwest Economy

  Cybercrime is on the rise in the Eleventh District. This article explores why, as well as the potential impacts of cyber events on banks and their customers.

• Mexico’s SOFOM Finance Firms Attempt to Broaden Loan Availability

  Southwest Economy/Federal Reserve Bank of Dallas

  The market presence of Mexican finance companies known as SOFOMES has expanded rapidly since the global financial crisis. The firms largely operate as independent outlets and provide financing to small- and medium-sized companies as well as to consumers for larger purchases. Authorities see SOFOMES as a way to expand credit to Mexico’s informal economy.

• Mexico’s Nascent Fintech Offers Promise, Faces New Rules

  Southwest Economy

  The number of financial technology startups in Mexico has rapidly increased, promising to expand financial services to a large portion of the unbanked population. Officials are hopeful new regulations will aid the industry's development.

• Mexico Struggles to Move into Digital Payment Age

  Southwest Economy

  The slow adoption of digital payments is leaving Mexico behind the U.S., Canada and many developing countries. This Go Figure piece explores why.

• Spotlight: Anti-Money-Laundering Measures Challenge Global Banks in Mexico

  Dallas Fed/Southwest Economy

• Spotlight: Banks Face Growing Cybercrime Threat

  Southwest Economy

  Cybercrime is on the rise in the Eleventh District. This article explores why, as well as the potential impacts of cyber events on banks and their customers.

• Mexico’s SOFOM Finance Firms Attempt to Broaden Loan Availability

  Southwest Economy/Federal Reserve Bank of Dallas

  The market presence of Mexican finance companies known as SOFOMES has expanded rapidly since the global financial crisis. The firms largely operate as independent outlets and provide financing to small- and medium-sized companies as well as to consumers for larger purchases. Authorities see SOFOMES as a way to expand credit to Mexico’s informal economy.

• Mexico’s Nascent Fintech Offers Promise, Faces New Rules

  Southwest Economy

  The number of financial technology startups in Mexico has rapidly increased, promising to expand financial services to a large portion of the unbanked population. Officials are hopeful new regulations will aid the industry's development.

• Mexico Struggles to Move into Digital Payment Age

  Southwest Economy

  The slow adoption of digital payments is leaving Mexico behind the U.S., Canada and many developing countries. This Go Figure piece explores why.

• Mobile Payments Promise to Improve Financial Accessibility in Mexico

  Southwest Economy/Federal Reserve Bank of Dallas

  Mobile phone- based financial services and other new technologies may hold the key to converting more of Mexico’s “unbanked” residents, most of whom have traditionally operated outside the formal economy. Regulatory oversight of the new services is slowly evolving.

• Spotlight: Anti-Money-Laundering Measures Challenge Global Banks in Mexico

  Dallas Fed/Southwest Economy

• Spotlight: Banks Face Growing Cybercrime Threat

  Southwest Economy

  Cybercrime is on the rise in the Eleventh District. This article explores why, as well as the potential impacts of cyber events on banks and their customers.

• Mexico’s SOFOM Finance Firms Attempt to Broaden Loan Availability

  Southwest Economy/Federal Reserve Bank of Dallas

  The market presence of Mexican finance companies known as SOFOMES has expanded rapidly since the global financial crisis. The firms largely operate as independent outlets and provide financing to small- and medium-sized companies as well as to consumers for larger purchases. Authorities see SOFOMES as a way to expand credit to Mexico’s informal economy.

• Mexico’s Nascent Fintech Offers Promise, Faces New Rules

  Southwest Economy

  The number of financial technology startups in Mexico has rapidly increased, promising to expand financial services to a large portion of the unbanked population. Officials are hopeful new regulations will aid the industry's development.

• Mexico Struggles to Move into Digital Payment Age

  Southwest Economy

  The slow adoption of digital payments is leaving Mexico behind the U.S., Canada and many developing countries. This Go Figure piece explores why.

• Mobile Payments Promise to Improve Financial Accessibility in Mexico

  Southwest Economy/Federal Reserve Bank of Dallas

  Mobile phone- based financial services and other new technologies may hold the key to converting more of Mexico’s “unbanked” residents, most of whom have traditionally operated outside the formal economy. Regulatory oversight of the new services is slowly evolving.

• Web Scraped: An Econometric Analysis of Argentina's Misreported Inflation Rate

  University of California Riverside

  Argentina and its leaders have recently come under fire from the International Monetary Fund for allegedly misreporting its inflation rate. The institution has threatened it with sanctions and revocation of its G-20 membership if it fails to report figures in accordance with independent estimates. The following analysis strives to determine whether Argentina is indeed providing false price statistics through utilization of official data and online price indices, developed by MIT Professor Alberto Cavallo. An econometric analysis of both series’ descriptive statistics and dynamics reveals that the average of the online series is consistently higher than the official rate, and that the persistence of the former is significantly greater than the latter’s. Ergo, a forecasting model is constructed that tests the validity of the online series at estimating the official rate in future periods. The model is concluded effective, implying that it is differences in the levels between both series as well as in their dynamics that result in divergences in their values over time.

• Spotlight: Anti-Money-Laundering Measures Challenge Global Banks in Mexico

  Dallas Fed/Southwest Economy

• Spotlight: Banks Face Growing Cybercrime Threat

  Southwest Economy

  Cybercrime is on the rise in the Eleventh District. This article explores why, as well as the potential impacts of cyber events on banks and their customers.

• Mexico’s SOFOM Finance Firms Attempt to Broaden Loan Availability

  Southwest Economy/Federal Reserve Bank of Dallas

  The market presence of Mexican finance companies known as SOFOMES has expanded rapidly since the global financial crisis. The firms largely operate as independent outlets and provide financing to small- and medium-sized companies as well as to consumers for larger purchases. Authorities see SOFOMES as a way to expand credit to Mexico’s informal economy.

• Mexico’s Nascent Fintech Offers Promise, Faces New Rules

  Southwest Economy

  The number of financial technology startups in Mexico has rapidly increased, promising to expand financial services to a large portion of the unbanked population. Officials are hopeful new regulations will aid the industry's development.

• Mexico Struggles to Move into Digital Payment Age

  Southwest Economy

  The slow adoption of digital payments is leaving Mexico behind the U.S., Canada and many developing countries. This Go Figure piece explores why.

• Mobile Payments Promise to Improve Financial Accessibility in Mexico

  Southwest Economy/Federal Reserve Bank of Dallas

  Mobile phone- based financial services and other new technologies may hold the key to converting more of Mexico’s “unbanked” residents, most of whom have traditionally operated outside the formal economy. Regulatory oversight of the new services is slowly evolving.

• Web Scraped: An Econometric Analysis of Argentina's Misreported Inflation Rate

  University of California Riverside

  Argentina and its leaders have recently come under fire from the International Monetary Fund for allegedly misreporting its inflation rate. The institution has threatened it with sanctions and revocation of its G-20 membership if it fails to report figures in accordance with independent estimates. The following analysis strives to determine whether Argentina is indeed providing false price statistics through utilization of official data and online price indices, developed by MIT Professor Alberto Cavallo. An econometric analysis of both series’ descriptive statistics and dynamics reveals that the average of the online series is consistently higher than the official rate, and that the persistence of the former is significantly greater than the latter’s. Ergo, a forecasting model is constructed that tests the validity of the online series at estimating the official rate in future periods. The model is concluded effective, implying that it is differences in the levels between both series as well as in their dynamics that result in divergences in their values over time.

• Shadow Banking Reemerges, Posing Challenges to Banks and Regulators

  Economic Letter/Federal Reserve Bank of Dallas

  Shadow banking has come roaring back and in new forms that still manage to escape bank regulation and could pose systemic risks since these activities remain deeply intertwined with traditional banking.

• Spotlight: Anti-Money-Laundering Measures Challenge Global Banks in Mexico

  Dallas Fed/Southwest Economy

• Spotlight: Banks Face Growing Cybercrime Threat

  Southwest Economy

  Cybercrime is on the rise in the Eleventh District. This article explores why, as well as the potential impacts of cyber events on banks and their customers.

• Mexico’s SOFOM Finance Firms Attempt to Broaden Loan Availability

  Southwest Economy/Federal Reserve Bank of Dallas

  The market presence of Mexican finance companies known as SOFOMES has expanded rapidly since the global financial crisis. The firms largely operate as independent outlets and provide financing to small- and medium-sized companies as well as to consumers for larger purchases. Authorities see SOFOMES as a way to expand credit to Mexico’s informal economy.

• Mexico’s Nascent Fintech Offers Promise, Faces New Rules

  Southwest Economy

  The number of financial technology startups in Mexico has rapidly increased, promising to expand financial services to a large portion of the unbanked population. Officials are hopeful new regulations will aid the industry's development.

• Mexico Struggles to Move into Digital Payment Age

  Southwest Economy

  The slow adoption of digital payments is leaving Mexico behind the U.S., Canada and many developing countries. This Go Figure piece explores why.

• Mobile Payments Promise to Improve Financial Accessibility in Mexico

  Southwest Economy/Federal Reserve Bank of Dallas

  Mobile phone- based financial services and other new technologies may hold the key to converting more of Mexico’s “unbanked” residents, most of whom have traditionally operated outside the formal economy. Regulatory oversight of the new services is slowly evolving.

• Web Scraped: An Econometric Analysis of Argentina's Misreported Inflation Rate

  University of California Riverside

  Argentina and its leaders have recently come under fire from the International Monetary Fund for allegedly misreporting its inflation rate. The institution has threatened it with sanctions and revocation of its G-20 membership if it fails to report figures in accordance with independent estimates. The following analysis strives to determine whether Argentina is indeed providing false price statistics through utilization of official data and online price indices, developed by MIT Professor Alberto Cavallo. An econometric analysis of both series’ descriptive statistics and dynamics reveals that the average of the online series is consistently higher than the official rate, and that the persistence of the former is significantly greater than the latter’s. Ergo, a forecasting model is constructed that tests the validity of the online series at estimating the official rate in future periods. The model is concluded effective, implying that it is differences in the levels between both series as well as in their dynamics that result in divergences in their values over time.

• Shadow Banking Reemerges, Posing Challenges to Banks and Regulators

  Economic Letter/Federal Reserve Bank of Dallas

  Shadow banking has come roaring back and in new forms that still manage to escape bank regulation and could pose systemic risks since these activities remain deeply intertwined with traditional banking.

• Mexico Development Bank Lending Rises Following Financial Reforms

  Southwest Economy/Federal Reserve Bank of Dallas

  In this article I examine the effects of Mexico's 2014 financial reform on lending within the development banking sector.