Resume

• 2009

  Vietnamese

  Ph.D

  Finance

  University of Arkansas at Fayetteville

• 2006

  MS-MBA

  MS-MBA is a dual degree in Master of Science in Information Systems and Master of Business Administration.

  Finance

• Microsoft Excel

  Management

  C++

  VBA

  Research

  Oracle

  Financial Modeling

  Microsoft SQL Server

  Data Analysis

  Financial Analysis

  Finance

  CEO Incentives and Bank Risk

  We investigate the relationship between CEO compensation and bank default risk predictors to determine if short-term incentives can explain recent excesses in bank risk. We investigate early warning off-site surveillance parameters and expected default frequency (EDF) as well as crisis-related risky bank activities. We find only modest evidence that CEO compensation structures promote significant firm-specific heterogeneity in bank risk measures or risky activities. Compensation elements commonly thought to be the riskiest components

  unvested options and bonuses

  are either insignificant or negatively correlated with common risk variables

  and only positively significant in predicting the level of trading assets and securitization income.

  CEO Incentives and Bank Risk

  Hazel

  Nguyen

  Arrive Technologies Vietnam

  University of Arkansas

  Boston University School of Management

  DHL Exel Supply Chain

  State Street

  My research “Reward culture in banks and the financial crisis” examines whether the reward culture of banks was a factor in shaping the 2008 credit crisis. Reward culture reflects three dimensions: CEO incentives

  vice president incentives and remaining employee incentives. A reward factor score

  constructed by applying factor analysis to all incentives

  represents the common factor in incentives across all levels of the bank. Classifying banks into high

  average

  and low reward culture groups in the pre-crisis year 2006

  I find evidence that during the 2008 crisis period

  banks either at the high or low reward culture groups performed worse

  and were more risky than banks in the average reward culture group. The findings are consistent with the problems of adverse selection and moral hazard associated with incentive misalignment when incentives are too low or too high.

  University of Arkansas

  Ph.D in Finance

  MBA

  Boston University School of Management

  Inhouse-consulting intern

  - Researched

  planned and implemented relevant \"Web 2.0\" related value adding features to State Street's online customer community portal.\n- Reviewed competitor products

  conducted stakeholder interviews and presented research to senior management.

  State Street

  Software Engineer

  •\tLed team in charge of programming Graphic User Interface (GUI) used in AT4848 chipset. Developed new C-Builder components to make the GUI more user-friendly

  which was projected to increase customer use of chipset by 25%.\n•\tFrequent change in customers’ requirements called for a standardized template in customizing software programming. Designed a new GUI template to speed up the time of programming and met the project deadline early by 10%

  which saved 20% of the planned time and budget.\n•\tDeveloped technical documents used in the project for AT4848 chipset such as Software Design Specification and User Guide. Designed templates for those documents for future projects

  which was estimated by the group managers to save up to 50% in development time in drafting technical documents.\n•\tRevised and updated contents of technical documents when the functionalities of AT4848 chipset were modified

  ensuring that the correct description of the Chipset was delivered to customers promptly.

  Arrive Technologies Vietnam

  Financial Analyst Intern

  •\tDeveloped “Customer Complexity” matrix to have better understanding about the nature of services required by customers and the prices set for them for future pricing evaluation and negotiation.\n•\tDeveloped “Customer Profitability” model for monthly use to better allocate the expense incurred by each customer and to evaluate the profitability of the main customers. Data analysis is used to address any operation inefficiency issue for managerial decision making.\n•\tTook initiatives to create spreadsheet macros to simplify repetitive tasks

  which shortened the time to conduct the tasks from 1 hour to 1 minute.

  DHL Exel Supply Chain